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Featured cds and fixed term cds.
2 year cd rates bank of america. Following the recent rate attrition the 12 23 month cd s current 2 45 apy is now the highest nationally available 1 year cd rate offered by a bank. The minimum balance required to open this cd is 1 000. Featured cd rates are slightly higher than. The best rates may pay a little more than 3 times what your local bank pays.
The best rates for a certificate of deposit are more than 2 5 times higher than average. How bank of america cds rates compare to other banks. Fixed term cds offer lower apys but have a. Compare rates on 2 year cds from banks and credit unions.
Featured cds offer a higher apy but require a higher balance. The 12 23 month cd offered by michigan based first national bank of america fnba has been included in da s bi weekly cd rates summary for several months always within reach of the rate leaders in the 1 year cd category. Annual percentage yield apy is accurate as of 10 05 2020 and applies to the initial term of a new featured cd. Thank you for choosing first national bank of america.
Bank of america offers two kinds of cd account types. Annual percentage yield apy is accurate as of 10 05 2020 and applies to the initial term of a new standard term cd. Shop around before you buy a cd. For 2 year bank of america cds would consider the medium term policy directions and forecasts of the federal reserve in conjunction with its net interest margins on deposits bofa liquidity deposits are a cash flow source of funding to fund activities and provides liquidity regulations competition and loan to deposit ratio profiles.
Use the filter box below to customize your results. Standard term cd rates are available online for terms of 28 days to 10 years. Click here to read more about features and tips related to 2 year cds. As you can see below bank of america cd rates doesn t even come close to the rates of other banks namely online banks like marcus by goldman sachs and ally bank ally s one year cd 0 75 apy outperforms bank of america s 0 03 substantially.
Onlineaccounts fnba com online deposit rates. Bank of america cd rates.
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